.consumer-page{background:var(--pale)}
.consumer-main{max-width:var(--max);margin:0 auto;padding:74px 24px 110px}
.consumer-hero{max-width:820px;margin-bottom:52px}
.consumer-hero h1{margin:0;color:var(--navy);font-size:clamp(2.45rem,6vw,4.8rem);line-height:1.02;letter-spacing:-.05em}
.consumer-hero>p:last-of-type{max-width:680px;margin:24px 0 0;color:var(--muted);font-size:1.08rem}
.document-action{margin-top:24px}
.document-action:empty{display:none}
.document-link{display:inline-flex;min-height:46px;align-items:center;padding:11px 16px;border:1px solid #b9cce2;border-radius:9px;background:#fff;color:var(--navy);font-weight:750;text-decoration:none}
.document-link:hover{border-color:var(--blue)}
.consumer-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.consumer-card{min-width:0;padding:30px;border:1px solid var(--line);border-radius:18px;background:#fff}
.consumer-card-wide{grid-column:1/-1}
.consumer-card h2,.consumer-notices h2{margin:0 0 25px;color:var(--navy);font-size:1.35rem;line-height:1.25}
.consumer-card dl{margin:0}
.consumer-card dl>div{padding:16px 0;border-top:1px solid #e7edf4}
.consumer-card dl>div:first-child{padding-top:0;border-top:0}
.consumer-card dt{margin-bottom:5px;color:var(--muted);font-size:.78rem;font-weight:720;text-transform:uppercase;letter-spacing:.04em}
.consumer-card dd{margin:0;color:var(--ink);font-weight:640;overflow-wrap:anywhere}
.consumer-card a,.consumer-notices a{color:var(--blue);text-underline-offset:3px;overflow-wrap:anywhere}
.lenders{columns:2;column-gap:44px;margin:0;padding-left:20px;color:var(--ink)}
.lenders li{break-inside:avoid;margin:0 0 12px;padding-left:4px}
.insurance{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.consumer-notices{margin-top:20px;padding:34px;border-radius:18px;background:var(--navy);color:#fff}
.consumer-notices h2{color:#fff}
.consumer-notices p{max-width:970px;margin:18px 0 0;color:#e6eef8}
.consumer-notices a{color:#fff;font-weight:750}
@media(max-width:800px){.consumer-main{padding:54px 20px 80px}.consumer-grid{grid-template-columns:1fr}.consumer-card-wide{grid-column:auto}.lenders{columns:1}.insurance{grid-template-columns:1fr;gap:0}.consumer-back{display:inline-flex;font-size:.72rem}.consumer-hero{margin-bottom:36px}}
@media(max-width:430px){.consumer-main{padding:42px 16px 65px}.consumer-card{padding:22px}.consumer-notices{padding:24px}.consumer-hero h1{font-size:2.45rem}.consumer-back{padding:8px 10px}.consumer-page .brand>span:last-child{font-size:.9rem}}
@media(max-width:320px){.consumer-main{padding-left:12px;padding-right:12px}.consumer-card{padding:19px}.consumer-hero h1{font-size:2.15rem}.consumer-back{max-width:112px;text-align:center;line-height:1.2}}